Your tools are covered.
Now cover the truck
that carries them.
Commercial auto insurance built for skilled trades with fast quotes, fair rates, and clear coverage in six states.
Available States
Covered Trades
From quote to the job site fast.
Built for contractors who do not have time to wait on a complex process.
Tell Us About Your Business
Share your trade, state, vehicles, and driver basics in minutes.
Get Your Rate
Underwriting reviews your operation and returns a contractor-fit quote.
Sign and Pay Online
Choose pay in full or installments and bind quickly.
Get Back to Work
Policy docs and ID cards are available as soon as coverage is active.
Built for the skilled trades.
If your vehicles support your trade and daily operations, this program is designed for you.
Construction and Contracting
- Home remodel and renovation
- Carpentry and framing
- Drywall and plaster
- Masonry and stucco
- Roofing and siding
Mechanical and Specialty Trades
- Plumbing
- Electrical installation and repair
- HVAC installation and service
- Garage door installation
- Flooring and tile
Land and Property Maintenance
- Landscaping and lawn care
- Snow removal
- Tree trimming
- Power washing
- Pool maintenance
Cleaning Services
- Janitorial and maid services
- Carpet and upholstery cleaning
- Window cleaning
- Pest control
Food and Hospitality
- Food carts and coffee carts
- Catering and event staff
- Street vendors
- Restaurants with no delivery exposure
Other Eligible Businesses
- Animal grooming and care
- Mobile stylist services
- Tutors and instructors
- Financial planners
Everything you need.
Flexible liability options with physical damage choices sized for artisan contractors.
Included Coverage
Liability limits from $100K to $500K CSL or split limits.
UM and UIM options based on state requirements.
Optional collision and comprehensive per vehicle.
Trailer support for eligible trailer classes and values.
Optional Add-Ons
Hired auto and employer non-ownership liability.
Specific waiver of subrogation support.
Named driver exclusion where state-allowed.
Personal injury protection where required.
Straight answers for busy contractors.
How many vehicles can I put on one policy?
Up to 10 vehicles. Policies with 5 or more vehicles may require underwriting review.
What vehicles are covered?
Class 1 to 3 vehicles up to 14,000 lbs GVWR, including pickups and cargo vans.
Can new ventures qualify?
Yes. New ventures are acceptable when there is prior trade or industry experience.
Do I need physical damage coverage?
It is optional. You can choose liability only or add comprehensive and collision.
Your trucks work hard.
Your insurance should too.
Talk to a Pouch agent for artisan contractor coverage in AZ, IL, IN, NM, TN, and TX.